Funeral Plans

How do funeral plan's work

Funeral plans let you lock in the cost of the funeral director’s services at today’s prices, saving your loved ones from having to cover those costs themselves at the time of need. Even if prices rise in the future, once your plan is paid for you’ll have the reassurance of knowing there’ll be nothing more to pay for your funeral director services – guaranteed. Our plans also include an allowance towards third party costs, such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

Few people like to talk about death, or funerals, whether it’s our own or our loved ones’. A funeral plan can help make things easier for everyone – so that when the time comes, just one phone call to your funeral director is all that’s needed to activate your plan.

Everything will then be taken care of, and carried out according to your wishes, helping to relieve your family of the stress and worry they may otherwise have to face.

Giving you & your family peace of mind

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

At Peter Roberts & Son Funeral Services we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers1, Golden Charter has helped over 900,000 people to plan ahead2, so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!

1Based on a Golden Charter analysis and independent research of the funeral plan market size as at January 2023.

2Correct at October 2023.

Peter Roberts & Son Funeral Services Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

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